This Workbook Retired Early!

Our new and improved workbook inventory launches Nov '21!!

What if you could spend less, have a healthier relationship with money, and have fun doing it?

The Frugal Friends Workbook is six one-week challenges focusing on some of the most difficult places to save money. You'll work toward objectives to improve immediately and long-term. AND it’s designed to be completed with friends! (But you can totally do it on your own too!)


Are you tired of making a budget every month just to blow your main problem areas over and over?

Do you like the idea of frugality but have difficulty implementing the lifestyle? 

What if there was a way to make progress toward your financial goals faster without learning an overwhelming amount of new stuff? (Because who has time for that right now?)

Enter, the Frugal Friends Workbook!

We wanted to create a program to help people understand and improve their financial habits fast and do it with others attempting the same. That's why every purchase comes with TWO downloads!

You’ll save money and identify actionable strategies to improve your financial habits long-term, every week for six weeks! And you’ll do it by working through fun challenges on your own or with friends.

What We Cover in The Frugal Friends Workbook


Learn how to spend less on groceries and create a capsule pantry as well as how to negotiate for lower prices and more value.


Learn how to identify triggers that cause impulse shopping and prioritize self-care on a budget.


Learn how to declutter your home to make more thoughtful spending decisions.


How to have healthier money conversations with the most important people in your life.

Right now you’re struggling with overwhelm of all the things you “should” be doing to save money.

Imagine if you could hit pause and focus on improving just a few big things with the support and accountability of others doing the same.

This is your chance!

Who are we to make a personal finance workbook!?

We’re the hosts of the Frugal Friends Podcast!

We’ve taken our collective areas of expertise and created a program to help people achieve financial responsibility, do it fast, and make it fun. All while breaking some of the stigma of talking with friends about money.

I'm Jen!

My husband and I paid off $78,000 of debt in two years with an income way under that. And in those two years we were unemployed, underemployed, and bought a house. It was that journey that inspired me to start writing about personal finance and I’ve been doing it professionally (yeah, people actually pay me to do this!) for three years.

I'm Jill!

I’m a licensed social worker and counselor helping people navigate trauma and transition. My husband and I renovated and lived in multiple RV's to save money, travel more, and live a minimalist lifestyle. Through tiny living and budgeting, we became debt-free this year without big incomes. 

Inside The Frugal Friends Workbook

This workbook is jam-packed with over 60 pages of journaling prompts, worksheets, and fun! Every week you'll enter a new challenge that'll help you save money on the front end and identify pain points that'll help you improve in those areas long-term.


The Pantry Challenge

You’ll clean out your pantry so you can meal plan more efficiently, save money on groceries, and waste less food. *Includes a free meal planning printable.


The No-Spend Challenge

You’ll detox your spending so you can identify impulse and habitual purchases and become more intentional with your spending. *Includes a guided journaling printable.


The Time Challenge

You’ll find free ways to have fun and integrate self-care into your schedule so your financial journey can stay sustainable long after you reach those big goals. *Includes a free activity planning printable.


The Declutter Challenge

You’ll learn the connection between physical clutter and mental clutter and its effects on spending decisions so you can make better financial decisions. *Includes a quick declutter guide and maintenance plan printable.


The Negotiation Challenge

You’ll practice negotiating so you can go beyond saving $4 on a latte and see significant shifts in your budget. *Includes a quick negotiation guide.


The Relationships Challenge

You’ll have money conversations with important people in your life so you can start to heal from the guilt and shame we’ve been brought up to associate with money. *Includes conversation starters for the Four Relationships.

Each week includes:

  • Tangible Objectives
  • Helpful Worksheets
  • Conversation Starters
  • Mid-Week Journaling Prompts
  • Printable Quotes

Extras Include:

  • Pre-Workbook Assessment
  • Frugal Friends Workbook Bingo
  • Weekly Habit Tracker
  • Weekly Planner
  • To Do List

Additionally, every purchase comes with two downloads so you can share with a friend or split the cost!

Grab The Frugal Friends Workbook today!

Frequently Asked Questions

How much time is this going to take?

The full workbook program lasts six weeks but you have the option of only doing the challenges you need and doing them in whatever order you want! The actual time you'll spend in the workbook will vary based on the size of your group but if you're doing it on your own expect to spend around one hour each week. 45 minutes on each week's intro and wrap up as well as 15 minutes of mid-week journaling.

What if I don't have someone to do this with?

No worries! While we want to cultivate relationships rooted in openness around money we totally get that many people don't have people in their lives who are there yet. So the workbook will "work" just as well for those doing it on their own.

What's the refund policy?

The Frugal Friends Workbook is a digital product. As soon as you purchase you'll have access to the workbook and all its content. Nothing will be shipped to you. Due to the digital nature of this product, there will be no refunds after purchase.

Who is The Frugal Friends Workbook for?


You've started a budget but you're having a hard time getting the numbers right and sticking to it.


You're paying off debt and you need something to break up the monotony and reenergize you.


You're saving your emergency fund, for a house, or any other big financial goal and you want to get there faster.

How does this work?

  • Grab your digital copy of The Frugal Friends Workbook here.
  • Check your inbox for your download link. If you don’t see it, check your spam folder.
  • Forward the email to a friend who wants to go through the program with you.
  • Schedule a time every week to go through the workbook and get to it!
  • Take what you learn and continue to work on becoming a more conscious consumer

Imagine where you could be six weeks from now...

You could have a budget that works, hundreds of dollars saved, and real accountability for the rest of your financial journey (not just acquaintances on Instagram.)

The Frugal Friends Workbook is only available at this price for a limited time. Don't wait to participate!